Covering Your Contents
Whilst it may be nobody's idea of bliss, the issue of home
insurance is one which we all need to deal with at some
point. Though we are less likely to encounter major infrastructural
problems with houses than we are likely to have a slight
bump on an item such as a car, we nevertheless need to protect
ourselves against such unwanted vagaries just as we do with
our more vulnerable motors.
What is more, there needn't be the titanic struggle between
pocket and policy which so many people see as part-and-parcel
of the process. Obviously the larger and older your house,
the higher the premium placed on the kind of buildings cover
which will make up any losses incurred by time-worn pests
like water damage, roof damage and rot. Yet this isn't to
say that owners of larger properties, or residents in more
difficult to upkeep period houses, will struggle when it
comes to matching their needs to a fitting insurance package.
Home insurance is readily - and more cheaply - available
online from a variety of companies and building societies
and banks, many of which double up as providers of car insurance
and life insurance. The key to making the most of what is
available via the internet is research: take a good look
around a variety of sites, perhaps spend an afternoon on
a price comparison site, and most importantly, compare and
contrast the discounts and added extras which each company
Most companies offering home insurance will provide discounts
on deals which combine building and contents covers; others
sometimes team up with corporations in different fields
to offer free gifts or holiday packages. Kwik Fit Insurance,
perhaps a name more immediately synonymous with car dealers,
has a series of promotions involved with the property sector.
As with many online companies, discounts and offers are
often available for buyers looking to combine their policies
with contents coverage.
Kwik Fit Insurance offers a £20 Virgin Wine Voucher with
every quote until the end of August, and continuing through
the autumn a permanent policy promotion which incorporates
new for old contents cover, £500 garden contents cover,
£500 freezer contents cover and £500 lock replacement deals.
Take a long, hard look, and don't be disappointed.